Retire Before Mom and Dad Book

"If, as Einstein said, 'The Definition of Genius is to take the complex and making it simple,' then this book is Genius.

The book takes key concepts from finance, psychology and self-help and boils them down into concepts and systems that anyone - including teenagers and young adults can use to improve their financial futures. 

I will certainly be buying books for all the teens and young adults in my life."

Guy Spier, investor and author of The Education of a Value Investor. He is well known for bidding $650,100 for a charity lunch with Warren Buffett 

You can also order from these fine booksellers:

What others are saying . . .

"Clear, accurate, insightful. This might be the best introduction to financial freedom I’ve ever found. It’s a book I wish I’d written. Any young person who reads this and heeds the advice will have an excellent chance to retire before mom and dad."

--J.D. Roth, author and founder of

"Rob Berger didn’t just write an investment planning book – he wrote a life planning book."

--Rick Ferri, CFA, author of All About Asset Allocation

"I can’t thank you enough for what you do and how much you help fellow college students [such] as myself."


"Rob does an amazing job making the concepts simple but interesting! I make all of my clients listen to his podcast!"

--Millennial Financial Planner

"My favorite podcast by far! Rob Berger gives the average Joe like myself the confidence to build wealth. It’s such a simple formula: spend less, save more and invest the rest!"


About the Author

Rob Berger

Rob Berger

Forbes Deputy Editor

Rob launched in 2007 to help people make the most of their money. Since then nearly 20 million people have visited the site. In 2013 the Dough Roller Money Podcast was born, a show he continues to record every month. Everything from the website to the podcast builds from one principle: “The best thing money can buy is financial freedom.”

Rob retired from the practice of law in 2016 at the age of 49. He then sold in 2018 and retired again. Now he’s a Deputy Editor at Forbes and plans to retire at least five or six more times.

Who should read this book

Recent Graduates

The book is designed for those just starting out. A few smart decisions today can put you on the path to a lifetime of financial freedom.


Confused about investing? Concerned you’re not saving enough? The book walks through how to get started and stay on course.

Late Bloomers

For those who got a late start on savings, you’ll learn the concepts and practical strategies needed to get your retirement back on track.

What you'll learn from the book

The Money Multiplier

Unlock the superpower that turns small amounts of money into piles of cash. Learn how the Money Multiplier can help you turn $208 a month into . . .


The 7 Levels of Financial Freedom

See the 7 Levels of Financial Freedom in action and learn how to achieve them. You’ll learn how your car could be costing you . . .


AutoPilot Investing

Learn a simple investing strategy

recommended by Warren Buffett. You’ll learn how “small” investment fees could delay your retirement by . . .

912 Days

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